The perils of electronic statements
Tuesday, 8 July 2008 05:01 pmWe want to buy a house and we want to borrow some, but not all, of the money.
The bank offering to give us a mortgage want proof that we have the remainder.
Some of it is in an internet bank account but (for security ?) the online statements don't include either of our names, nor the full bank account number :-(
Fortunately I've been able to go into the branch and get them to print out a statement that does have my name, account number and balance which they then stamped and initialled :-)
I did have a plan B - use PhotoShop (or even an html editor) to add my name and the starred part of the account number, but that would be silly.
We have also had to prove identity and address to solicitors, mortgage brokers and the like recently. A utility bill is a good way of proving address, but as they seem to be pushing towards online accounts they get harder to find too, so we ended up posting valuable documents (passport and driving licence IIRC) - which the postperson returned by dropping through our letterbox even though it was returned recorded delivery :-(
The bank offering to give us a mortgage want proof that we have the remainder.
Some of it is in an internet bank account but (for security ?) the online statements don't include either of our names, nor the full bank account number :-(
Fortunately I've been able to go into the branch and get them to print out a statement that does have my name, account number and balance which they then stamped and initialled :-)
I did have a plan B - use PhotoShop (or even an html editor) to add my name and the starred part of the account number, but that would be silly.
We have also had to prove identity and address to solicitors, mortgage brokers and the like recently. A utility bill is a good way of proving address, but as they seem to be pushing towards online accounts they get harder to find too, so we ended up posting valuable documents (passport and driving licence IIRC) - which the postperson returned by dropping through our letterbox even though it was returned recorded delivery :-(